Mindy Ying, President and CEO of Pillar Pacific Capital Management, LLC, believes money management is essential to achieving a person’s goals and dreams. Pictures of Kamala Kirk Mindy Ying, President and CEO of Pillar Pacific Capital Management, LLC, believes money management is essential to achieving a person’s goals and dreams.Read More →

If you came across the following titles while browsing the internet, would you be able to identify the generation for which the author predicted near-certain doom? “America [Insert Generation] Waking up to a grim financial future”… [answer: Millennials] “[Insert Generation] In the face of reality, they may never retire. [answer:Read More →

Opinions expressed by Contractor the contributors are theirs. You are reading Entrepreneur India, an international Entrepreneur Media franchise. It is often said that failure to plan is to plan to fail. These words couldn’t have been truer when it comes to saving and investing. Today income generation is happening, butRead More →

Everyone would need financial security someday, which is why you need to start planning ahead for that time. Here are the things you need to secure yourself financially 1. Have other sources of income Creating another source of income is a great way to have financial security. Spending less andRead More →

A financial plan with all your long and short term financial goals is essential for a financially secure future. However, because life is uncertain, your financial plan can be negatively affected by several events beyond your control. Due to these unexpected circumstances, having a flexible financial plan is of utmostRead More →

There are many financial milestones in life – buying a car, paying for an education, saving for a house. But when it comes to retirement, a third of Americans have nothing saved for their after-work years. It depends Market weekend guest, Robert Reynolds, President and CEO of Putnam Investments. HeRead More →

This may seem obvious, even simplistic. But having home equity and retirement accounts are essential for most families’ financial assets and, by extension, retirement security. According to a new study from the nonpartisan Employee Benefits Research Institute (EBRI), home equity and retirement accounts — 401(k)-type plans and IRAs — accountRead More →

Planning for retirement is difficult, in part because it means having difficult conversations. Whether you’re in a relationship or planning for retirement as a single person, there are resources to help you get started. WASHINGTON – Many couples know how difficult planning for retirement can be. Some partners disengage, notRead More →

What is a financial plan? A financial plan is a document that contains a person’s current financial situation and long-term monetary goals, along with strategies for achieving those goals. A financial plan begins with a thorough assessment of a person’s current financial situation and future expectations and can be createdRead More →

Financial plans vs financial forecasts: an overview A financial forecast is an estimate, or projection, of likely future income or income and expenses, while a financial plan sets out the steps necessary to generate future income and cover future expenses. Alternatively, a financial plan can be thought of as whatRead More →

Are you financially secure? Almost all of the research conducted on the subject in recent years shows that most individuals are unable to demonstrate their financial security; especially in their retirement years. This only underscores the fact that achieving financial security is a difficult process that requires careful planning andRead More →

What it means to be financially secure can mean something different to everyone. But that should include being able to meet your current and future needs, while protecting yourself against major financial disaster. And as such, there are three main areas you can focus on if you want a secureRead More →

AbstractThe evolution of the US retirement system from company pension plans to individual retirement accounts has placed greater responsibility on workers to ensure the adequacy of their savings and to manage those savings. In the absence of availability or familiarity with appropriate financial instruments, retirees are increasingly self-insuring against variousRead More →